RMM ACCOUNTING
Services

RMM Accounting provides outsourced CFO-level financial and operational services to privately held businesses. The services below represent the full range of what we offer — in practice, most engagements draw from several of these areas simultaneously, shaped by where the client is and where they want to go.

The foundation of effective financial leadership is clean, timely, and actionable financial information. We build and manage the financial infrastructure your business needs to operate with confidence.

Cash flow is the lifeblood of any business — even profitable companies can run short. We build forward-looking cash flow models that account for receivables timing, inventory, payroll, and capital needs, giving you visibility into your position weeks and months ahead.

Professionally prepared financial statements built to accounting standards, with key performance indicators that surface opportunities and risks early. Monthly packages give you the information you need to manage the business — and that lenders and investors expect to see.

A properly structured general ledger is the foundation everything else is built on. We establish or restructure the GL to support accurate reporting, clean audits, and the financial visibility your business needs as it grows.

We develop and manage relationships with commercial banks, SBA lenders, private lenders, and investors — negotiating credit facilities, lines of credit, and financing terms on your behalf. Over his career, Randy has negotiated more than $500 million in debt and equity.

Financial, HR, and operational procedures provide the structure employees need and the consistency businesses require to scale. We develop, document, and install the procedures for today and tomorrow — and connect you to outside legal and HR resources when needed.

We assess your existing finance and accounting team, identify gaps, and provide training and structure to build a stronger internal function over time — so the business isn't dependent on any single person.

Good financial leadership isn't just reporting on what happened — it's building the framework for what comes next.

Whether starting out, seeking funding, or planning your next phase of growth — a well-built business plan is the roadmap. We develop the financial model, executive summary, market strategy, and projections that give your plan credibility with lenders, investors, and partners.

From simple revenue projections to comprehensive multi-year financial models, we build forecasts that fit how you actually run your business — then use them to track results, manage growth, and course-correct when conditions change.

The early decisions in a business have long consequences. We simplify the start-up process, ensure every critical step is covered, and build the financial and operational foundation that positions a new business to scale.

We build and manage the annual budget process — linking financial targets to operational plans, tracking performance against budget, and giving ownership a clear view of the gap between where the business is and where it needs to be.

Selling a business is one of the most complex and high-stakes processes an owner will ever navigate. Randy has managed transactions from the first audit through nine-figure closes — coordinating every team, managing every request, and keeping the owner focused on running the business throughout.

We assess the business's financial readiness for sale 12 to 36 months before going to market — identifying and resolving issues that would surface in due diligence, normalizing earnings, and building the financial narrative that supports your asking multiple.

We prepare the multi-year financial analysis, EBITDA normalization, and trend reporting that buyers and their advisors will scrutinize — presented clearly and defensibly.

We manage the flow of information between your team and the buyer's due diligence team — coordinating requests, tracking responses, and ensuring nothing stalls the process or creates unnecessary exposure.

We serve as the financial point of contact for your entire deal team — investment bankers, M&A attorneys, CPAs, and wealth managers — ensuring financial information is consistent, timely, and aligned with the legal terms of the transaction.

Working capital is almost always a point of negotiation at closing. We establish a defensible peg, explain the calculation clearly to both sides, and support your legal team through the negotiation and post-close reconciliation.

We stay through the post-close transition — typically 2 to 6 months — to ensure the financial handoff to the buyer is smooth, complete, and doesn't create disputes after the fact.

Randy has served as a consulting expert for trustees, legal firms, and insurance groups in litigation and bankruptcy matters — providing financial analysis that holds up in court and testimony that communicates complex financial issues clearly.

We analyze financial, banking, and company records, reconstruct financial statements, and trace missing cash payments and deposits to identify financial losses and the methods used to conceal them.

We provide financial analysis and expert support to trustees, attorneys, and creditors in Chapter 7 and Chapter 11 proceedings — from initial assessment through plan of reorganization. Randy has served on court-appointed reorganization teams and supported cases resulting in over $120 million in judgments.

We develop the financial analysis needed for litigation — translating complex financial records into clear findings, and working with legal teams to build the evidentiary foundation their cases require.
 

Who we work with Privately held and family-owned businesses with revenues from $10 million to $500 million. Industries served include manufacturing, distribution, retail, hospitality, financial services, business services, entertainment, construction, IT, and agriculture.

 
RMM Accounting  ·  Randy Miller, Fractional CFO  ·  Services  |  818.618.7217  ·  RandyMiller@RMMAccounting.com / RandySMiller32@gmail.com